by boukra » Wed Mar 25, 2009 1:13 pm
During recent discussion with my Lloyds TSB bank manager about other matters, the subject of buying goods on-line came up, specifically the supposed safeguard of using a credit card for expensive purchases and the convenience of a debit card for less expensive items.
Almost conspiringly, or as he put it, " Between you and me " he stated that he would never use his bank debit card on-line and used a credit card always. His reasoning was that if anything fraudulent occurred with a debit card transaction all my banking services would be compromised for a period. He assured me that although I would be reimbursed for any loss eventually, it could be a "right pain in the arse." If anything similar happened with a credit card however, it would be a problem completely separate from my bank.
I am now in a quandary about what card to use for further purchases of cheap tobacco and viagra. If you read the warnings on the cig packets you will realise the two are not completely unrelated.
Anyway, did I receive words of wisdom or was it bullshit?
As a first time poster I have lurked around the forums long enough to know my rite of passage is to receive a good kicking. I have tried to minimise this by carefully checking my speeling, choosing a fairly innocuous topic, avoiding tales of speeding in my merc, or asking for help with my journalism course.
So ok, it's not about Glasgow, but I promise my next post will be a full critique of the Kellor-Mann building.